Neobanks differ from traditional banks in several key ways. Firstly, they operate without physical branches, which allows them to offer lower fees and higher interest rates on savings accounts. This branchless model reduces overhead costs, enabling neobanks to pass on the savings to their customers. Secondly, neobanks prioritize user experience, offering intuitive mobile apps and online platforms that make it easy for customers to manage their accounts and access financial services anytime, anywhere. Lastly, many neobanks partner with traditional banks to provide FDIC insurance and other essential financial services, ensuring that customers receive a comprehensive range of products and services while enjoying the benefits of digital banking.

Yes. We employ bank-level security measures including 256-bit encryption, multi-factor authentication, and biometric verification. Fiat deposits are insured up to regulatory limits, and cryptocurrencies are stored primarily in cold storage with comprehensive insurance coverage.

We support all major fiat currencies (USD, EUR, GBP, etc.) and a growing selection of cryptocurrencies including Bitcoin, Ethereum, and other established digital assets. Our currency support is continuously expanding based on user demand and regulatory compliance.

We're currently in our final development phase and plan to launch in select markets by Q2 2024. Join our waitlist to get early access and be notified when we launch in your region.